I'm not sure if this is still actively monitored, but I had some thoughts. When small businesses get an EIN and LLC for next to nothing they can build corporate credit rapidly through religiously following a little bit of free or cheap online education (then executing on it, like using the right trade lines). Yep, even for businesses, life can be an unending high-pressure, high-friction push to get the money everyone says you owe them, while you pocket nothing. I spent $5 at https://businesscred.it then earned a corporate credit card with 10x the balance of my best personal card.

🙂