|Date Posted||May 10, 2021|
Access Bank Plc is a full service commercial Bank operating through a network of about 366 branches and service outlets located in major centres across Africa and the United Kingdom. Listed on the Nigerian Stock Exchange in 1998, the Bank serves its various markets through 4 business segments: Personal, Business, Commercial and Corporate & Investment banking.
To manage the credit documentation process by ensuring all conditions precedent to draw down are in place and ensures adherence to approved terms in conjunction with legal department.
- Review of credits by ensuring that all conditions precedent to draw down are in place
- Review of credit documentation for correctness, adequacy and completeness
- Review of some legal documentation to ensure adherence to approved terms in conjunction with legal department
- Ensure proper checklists of all documents are maintained and properly moved to security unit for safe-keeping
- Review of guarantees, bond etc. and safe keeping of all security documents
- Maintain of register of all security documents, by checking the documents submitted against the approved security FAM
- Liaise with Legal to ensure perfection of all security documents in the manner approved in the FAM put in place for these credits.
- Maintain database of all security documents in the vault to enhance retrieval of information.
- Maintenance of custodian functionalities on all credit documents related to the extension of credit facilities.
- Facilitation of seamless filling and retrieval of credit information/file for internal/external auditors, account officers, regulatory authorities , rating agencies etc.
- Report for management attention , expired/deferred documentation, Outstanding documentation and deficient documentation
Skills / Competence Requirements
Required Knowledge, Skills & Abilities
- Credit Administration/Risk Management
- Credit Products
- Credit Analysis and Appraisal
- Loans administration / account management
- Credit Workout/Restructuring
- Financial analysis / interpretation
- Facility Structuring
- Strategic Focus/ Orientation
- Integrity and Discretion
- Initiative/ Proactive
- Analytical skills / Problem solving
- Resilience, Tenacity and Integrity
- Interpersonal skills
- Communication (oral & written)
Competitive remuneration package