Reporting to the Head, Risk and Compliance, the Senior Risk & Compliance Ocer assists in overseeing and implementing the Bank’s Risk Management & Compliance framework

Key Responsibilities

• On-boarding good quality credit facilities to support business growth;
• Ensuring adherence to the Bank’s credit policy and the CBKprudential guidelines in lending;
• Responsible for timely, error & fraud-free review of customer facility requests;
• Ensuring adherence to the SLAs relating to completion and progression of credit applications; Ensuring the correct securities are stated in all the credit applications and any gaps on securities are escalated to the Head, Credit Risk Management, and the Head of Legal for corrective measures.
• Effective organization and follow up on action points of various Credit Risk Committee meetings;
• Ensuring the unit SOP is up to date and relevant;
• Monitoring conditions of approval of facilities;
• Ensuring proper ‑ling and archiving of all documentation generated from processing transactions within the unit;
• Preparation of IFRS provision reports; Receive Credit proposals from Relationship O­cers/Managers and make recommendations to the Head of Credit Risk Management;
• Ensure critical risk monitoring for compliance with all statutory requirements and monitor the entire CorporatePortfolio, highlighting specific action points for accounts in excess/over approved limits, and loans in arrears;
• With the help of periodical diaries from the Credit Administration unit, monitor and control pre-&post-approval ‑financial and non-‑financial covenants/conditions and compliance
• therein;
• Review/ Proofread draft Letters of Oer & Standard Securities, ensuring they incorporate all approval conditions/covenants and security documents as stated therein, before being final sign o;
• In conjunction with the Credit Administration unit, provide the relevant input information & coordinate the updating of the Bank’s Core Banking System for purposes of compiling periodic Corporate Credit Risk Management Reports as per CBK &the Bank’s Credit Risk policies/requirements;
• Review and propose risk rating grades and ensure the pricing mirrors the inherent risks in all corporate proposals;
• Preparation of the deals log and maintenance of a database of all credit approvals held;
• Filing of all credit approvals with the relevant supporting documents;
• Preparation of letters of offer

Qualifications & Experience

• A Bachelor’s degree in a business-related field
• Professional accounting/finance accreditation e.g CFA, ACCA or CPA
• 3-5 years’ experience in a credit analysis role within a financial institution

Competencies & Skills

• Ability to critically analyze financial data
• Knowledge of banking operations, products, processes, and regulations
• Excellent judgment and fact-based decision-making abilities
• Ability to maintain composure under high-pressure situations and deliver results in a timely manner
• Excellent written and verbal communication
• Strong interpersonal skills

Extremely thorough with high attention to detail

To apply, kindly send your CV to jobske@gtbank.com